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Welcome

All figures on this website are now updated for 2010/11

Welcome to the online 'Guide to Long Term Care and Paying Care Fees,' from the Care Funding Department of Retirement Planning Associates Limited, Independent Financial Advisers. We hope that you find the information and links useful. Most of the information on this site is contained in our free guide. Please click here to request our FREE Guide to Long Term Care and Paying Care Fees and/or a FREE initial telephone or one-to-one consultation to discuss your needs and our services which meet them. Please don't hesitate to contact us if we may be of any service. We are one of the leading care fees advice firms in the UK.

If you are a care home owner, manager or staff member, our Care Home Helps section outlines many of the services and benefits available to care homes who work with us.

Long term care is the common name applied to care given to the elderly when they can no longer look after themselves or be looked after by their spouse or relatives. Care is bewildering, and major facts have to be researched and decisions made at what is usually a stressful time: covering finance, investments, benefits, means-testing, tax, law and more.

There are differing levels of permanent care, which can be summed up as:-

  • Care at home, with or without nursing.

  • Retirement accommodation, with or without personal care and/or nursing.

  • Residential care, with or without nursing.

Our particular task is to give Specialist and Independent Care Fees Advice, arrange the best use of capital and income for individuals going into private care, and help ensure that they are getting all state entitlements. However, we often have to talk potential clients, their families and attorneys through other related aspects of care and point them in the right direction for related information and advice.

This site, therefore, briefly considers the types of care available, state funding and state benefits, the various ways to fund out of own resources, releasing equity from the domestic home, mental capacity and the various types of specialist care advice.

Although this site contains a lot of information, as an overview, it can only cover subjects in brief, and focuses on the financial aspects. More detailed guides are available for many of the aspects covered in brief here, and meeting with an adviser who can give you Specialist Independent Care Fees Advice is usually extremely important - our own contact details can be found on the 'Contact Us' page, or we can be contacted by clicking 'Request Advice' above. A good deal of the information on this site is included in our free 'Guide to Long Term Care and Paying Care Fees,' which can be requested by clicking here or on the link above (we also usually send it ahead of any initial consultation as standard).

CareFeesAdvisers is a trading style of the Care Funding Department of Retirement Planning Associates Limited, Independent Financial Advisers, who are Authorised and Regulated by the Financial Services Authority, No 403829.

Click here for our 'Retail Client Agreement'

Click here for our 'Key Facts about our Services and Costs' documents.

Click here for our contact details.

28/07/10 Revision [top]

Notes & Disclaimers
  • Guides (which includes all information, data and views expressed) on this site are brief introductions, as such they cannot be relied upon: full research needs to be conducted or professional advice sought before investment and financial decisions are made.
  • In the case of new investments, pensions, insurances or mortgages, literature from the investment provider needs to be read and understood: including product guides, key features and illustrations, which give details of product aims, benefits, risks, commitment needed, charges and commissions, before financial decisions are made and action taken.
  • Guides published on this site express the opinions of the authors which may not always concur with our own if from other organisations.
  • Guides are published by the permission of the authors and/or copyright holders.
  • You will be leaving our website to access some of the above. We may not always concur with data and opinions expressed and are not liable for the content.
  • Your home is at risk if you do not keep up repayments on a mortgage or other loan secured upon it, this can include some forms of equity release. The FSA do not regulate some types of mortgage.
  • Past performance is not an indication of future returns.
  • The price of bonds, properties and shares, income from them and investments in them can rise and fall.
  • Investments in bonds, property and shares should be deemed mid to long term, meaning at least five years. Early surrender increases the risk of the investor receiving back less than invested.
  • Investments in capital protected funds are only as good as the ability of the investment provider and/or any guarantors to meet their liabilities. A default on their part may mean that the investor receives back less than invested.
  • Tax concessions and legislation may change and reduce the benefits of investments.

03/01/07

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